Certificate of Deposit
At the time of application, you’ll have the option to fund now or fund later.
If you choose fund now, you can typically fund your CD account in one of the following ways:
- Transfer from an eligible Discover bank account you own (internal transfer)
- Transfer from an external bank account you own (external transfer via ACH)
If you choose fund later, you can fund your CD account in one of the following ways:
- Transfer from an eligible Discover bank account you own (internal transfer); you can initiate this transfer by sending a secure message or calling us
- Mail a check that includes your CD account number, made payable to you to:
Discover
PO Box 30417
Salt Lake City, UT 84130
*Please note that Travelers Checks will not be accepted.
- Send a wire transfer; for domestic wire transfers (from another bank in the U.S.), please wire funds to:
Beneficiary Bank: Discover, a division of Capital One, N.A.
ABA/Routing Number: 031100649
Beneficiary Bank Address (if required): 502 East Market Street, Greenwood DE 19950
Beneficiary Name: Your name (as it appears on your Discover bank account)
Beneficiary Address: Your address (as it appears on your Discover bank account)
Beneficiary Account Number: Your Discover bank account number
For more information about wire transfers or instructions for sending an international wire transfer, please refer to our “Wire Transfer” FAQ.
